How to accompany your employees through all phases of life - Lifecycle Benefits

We explained why it makes sense for companies to tailor their benefits to the life stages of their employees in the article "Why is everyone talking about lifecycle management?" You can find the link to this article below. In this article, we will show you examples of benefits for the individual lifecycles. But first, let's answer the most important question:

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Is lifecycle management right for my company?

If you want to retain and attract employees, definitely!

The advantage is that you can specifically refer to benefits that are appropriate for the respective stage of life during recruitment. This increases the attractiveness. You also always have the right offer ready for the development of your existing employees. If an employee applies for parental leave, for example, you can also refer to the support offered. This shows that we understand what you need right now and are ready to support you!

And what does lifecycle management cost?

You can determine the scope yourself. The concept simply states that when selecting benefits, it is worth considering the different stages of your employees' lives. This ensures that the benefits have the desired effect and are not just a nice extra.

Let's start with the individual stages of life

Example benefits for your employees' lifecycles

1. Career start & onboarding

Focus: Orientation, integration, initial financial relief

Measures:

  • Welcome voucher (e.g., sustainable fashion from FutureBens)
  • Subsidy for mobility solutions (e.g., company bicycle, public transportation)
  • Mentoring programs with employees who have been with the company for a long time

That's why it makes sense: those who receive support from the outset are more likely to stay with the company (1).

2. Everyday work life & quality of life

Focus: Motivation in everyday life, work-life balance, financial relief

Measures:

  • Discount platforms for everyday expenses (e.g., FutureBens—average savings of $400 per year, see article)
  • Flexible working hours and home office
  • Meal subsidies, benefit cards

Practical example: Platforms such as FutureBens offer employees access to exclusive discounts on over 150 sustainable brands—at no effort or cost to the company. This saves employees an average of €400, or even €1,000 or more depending on the situation. Find out how we arrived at this figure in this article.

3. Family planning & caregiving responsibilities

Focus: Work-life balance & relief during intense phases

Measures:

  • Childcare subsidies
  • Parental leave models exceeding the legal framework
  • Fertility benefits (e.g., via peaches) (2)

That's why it's important: many skilled workers, especially women, change employers when they start a family. This doesn't have to be the case if a suitable solution is found together and skilled workers know that family and career are possible in your company. Simply by addressing the issue, you are making an important contribution. For all skilled workers who want to start a family, family-friendliness is a reason to stay with their employer, and 85% would change jobs if their employer was not family-friendly (see peaches-benefits.com). This is where it is particularly worthwhile to support your team.

4. Health & Prevention

Focus: Mental and physical health

Measures:

  • Access to corporate fitness (e.g., Urban Sports Club)
  • Mental health apps, EAP services
  • Use of the €600 budget for prevention (Section 3 No. 34 of the Income Tax Act)

Facts and figures: 27% of HR managers are unaware of the tax benefits associated with subsidizing health measures and are therefore missing out on potential savings (3).

5. Career development & prospects

Focus: Growth and meaning

Measures:

  • Training budget or access to learning platform
  • Coaching, mentoring
  • Project responsibility & internal career paths

6. Retirement planning

Focus: Safety and appreciation

Measures:

  • Company pension scheme (bAV)
  • financial advisory services
  • Discount platforms for everyday expenses (also for part-time work and leaving the workforce)

Conclusion: Lifecycle benefits are worthwhile—for everyone

A well-thought-out benefits portfolio tailored to different stages of life increases satisfaction, strengthens culture, and reduces turnover. And all this without a large budget. If you factor in hiring costs, it really pays off to offer the right benefits.

If money is tight, you can start with a discount platform. This will allow your employees to purchase equipment for their stage of life at a reduced price and save an average of up to €400 per year.

If you're looking for ideas for benefits, take a look at this list of ideas from 2024. They are still relevant today and many can be implemented at low cost.

Would you like to test our discount platform without obligation? Good idea, because the selection of different brands means that discount platforms cover every phase of the life cycle. Simply write to us at employers@futurebens.co or on LinkedIn and we'll get back to you.

For an explanation of lifecycle management: www.futurebens.co/blog/alle-reden-von-lifecycle-management

Sources:

(1) Roland Berger: Lost in the German employee benefits jungle? Key market trends 2025, 2025, p. 10 (https://www.rolandberger.com/en/Insights/Publications/Lost-in-the-German-employee-benefits-jungle-Key-market-trends-2025.html)

(2) Roland Berger: Lost in the German employee benefits jungle? Key market trends 2025, 2025, p. 9 (https://www.rolandberger.com/en/Insights/Publications/Lost-in-the-German-employee-benefits-jungle-Key-market-trends-2025.html)

(3) Roland Berger: Lost in the German employee benefits jungle? Key market trends 2025, 2025, p. 5 (https://www.rolandberger.com/en/Insights/Publications/Lost-in-the-German-employee-benefits-jungle-Key-market-trends-2025.html)

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